Other Settlement Options

Enhanced Attorney Fee Structure (EAFS)

an attorney fee structure using a

variable fund to offer higher potential returns and a solution to the demand for

shorter duration payments;

“Cash Refund” Annuity

can create

a Reversionary Interest to the

Defendant/Insur

er in the event that the claimant passes away prematurely. (

Only

available in approved

Workers

Compensation cases

“Bond

-

Type Payout” Option

provides the claimant with a stream of payments for

a certain period of time, followed by a lump sum equal to the total premium (cost)

of the annuity. In addition to a return of principal, this payout option gives the

claimant the ability to reinvest

free funds at a future date.

When is it time to sell a structured settlement

Is it ever a good time to sell a structured settlement? Well that all depends on your current financial. If you are in dire need of cash and times are tough there is nothing better than putting some cash into your pocket. However if things are stable and you absolutely do not have a hardship and a need to sell your future payments.

Each and every case is very different and unique from the others.There are plenty of cases where you should speak with a financial adviser and there are always options to use your payment rights that are guaranteed as a loan and in this special and unique situations you will have the guidance so that you do not make a dire financial mistake that you may later on regret.

When he was a kid, Greg was in a car accident that placed him in a wheelchair. It was hard for him, but he didn’t let it get him down. The accident led to a structured settlement. “When I was living with my parents, it was okay. The structured settlement was able to help us modify our house, and I was able to get around pretty easily. But when I got older, I was ready to move out on my own.”

Greg found a great house, but with one problem. It needed ramps so he could move around with his wheelchair. “I loved the area, and I loved the house. I just needed the money to modify it. Fortunately, I was able to sell my structured settlement with Einstein Structured Settlements. I got enough for the house, and enough to modify the house the way I needed. I loved being able to go out on my own, and having the independence. I wouldn’t have been able to do it without the lump sum I got from Einstein.”

Kevin received a head injury while working at his factory job. The timing could not have been worse. Kevin was newly married, and had just had his first baby. He was unable to go to work, and needed a lot of care. His wife Katie says, “We were getting a structured settlement, and things were tough for a long while. Kevin started to get better, started working again, and I got a raise at my job. But then I got pregnant again. We had a lot of things to do to get ready for the new arrival.”

Kevin and Katie decided that the best thing to do was sell a portion of his structured settlement. “We looked around, and the best deal came from Einstein,” says Kevin. “We were really pleased with the way they worked with us to get us the best sum possible. We couldn’t be happier.”